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We need someone with experience essay writing prompts 6th grade Yesterday\'s fine is the 11th handed out by the FCA since it was created on 1 April, meaning a total of £23.9m in penalties has been imposed on individuals and financial institutions. It is also the latest in a stream of fines on RBS, including the £87.5m sanction earlier this year for its role in the Libor fixing scandal and £2.8m for the way it handled complaints over payment protection insurance.