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this is be cool 8) buying prescription drugs in mexico legally People particularly likely to have cause to complain, according to Ms Wayman, fall into three groups: those with unusual employment circumstances (self-employed or on fixed contracts, for instance); people with health problems (who might not be able to claim on their policies); and those who were sold single-premium plans. A single-premium plan \"can be a very expensive way of buying insurance\", says Ms Wayman.